Empowering women to take ownership of their financial lives.

Through personalized guidance, education, and support, we help women make informed financial decisions aligned with their life goals.

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Guiding you on your journey

Financial Education and Training

At Her-Mony, we inspire behavioral change through our “Healthy, Wealthy, and Moneywise” sessions, fostering financial awareness and empowering positive money habits. Our goal is to guide participants in adopting tools that create lasting, beneficial financial behaviors.

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Financial Planning and Investment Advisory

Her-Mony is a fee-only financial advisory focused on women. We help you grow your net worth through investments such as debt, equity, mutual funds, derivatives, private equity, and real estate, ensuring you are free to follow your passions and worry-free about your financial obligations.

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Financial Consulting for Business

Her-Mony empowers women entrepreneurs with financial advisory services, guiding them in planning for business growth and understanding key financial metrics. We connect clients with funding opportunities and essential support networks for sustained success.

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OUR MISSION

We believe every woman must have a holistic picture of her financial concerns

We provide a safe and empathetic space to discuss your financial well-being, understanding your unique thought processes, goals, and investment philosophy. By aligning with your principles, values, and dreams, we help define your financial needs and make sound decisions to achieve financial independence, growth, or stability. As your trusted and independent advisor, we empower you to take control of your financial health, ensuring your decisions resonate with your aspirations and those of your loved ones.

Affiliations and Memberships

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Testimonials

I am a financial advisor myself and despite my extensive expertise in personal finance, I was facing a severe liquidity crunch. Ratnasri has been instrumental in helping me identify various ways to increase my liquidity and ensured that my family finances grew four-fold. She has made me look at my finances differently, decrease my liability by more than 50%, and increase my liquidity by over 35%. I am enjoying a wonderful feeling of financial freedom thanks to Ratnasri!
Monisha CharlesFinancial advisor, influencer and mentor
For a novice like me, who was absolutely clueless about being aware of my financial status, responsibilities, and savings, Ratna came as a saviour – a true friend and guide! She meticulously examined my finances and advised me about various options conducive to my requirements. Her expertise in this field is highly commendable. She has prepared a document summary of my investments with all my expenses, income, and insurance. Moreover, Ratna updates me regularly with her insights and provides feedback on my existing investments. I have complete faith in her, believe she provides the right guidance. and helps us in such a way that our savings multiply. I feel privileged and completely at ease with her. I would strongly recommend Ratna as one of the best financial advisors.
Vaishali GuptaLecturer
Ratnasri Karra is highly competent in her professional capacity, and at the same time, warmly human in her approach to her lady clients. It’s a privilege to work with her.
Subha NilakantaArtist
Thank you so much, Ratnasri, for all your patience and support helping us with our finances. You put in so much effort networking with NSIC to push our case and then going through various banks for no- collateralised limits for us! Where all so-called “established” investment bankers gave up, you just kept on and on. It’s just wow, considering you had a long break in your career and came back to a totally new professional world. I think the industry is hungry to find fresh minds like you who don’t take the beaten path and carve out their own way! Thank you so much from me and my team of women drivers, who could survive this drought of funding with your support!
Vandana SuriFounder and CEO, Taxshe
Thanks for being so prompt in providing options for investments and advice. I am inspired to save more with such prompt advice. Before this, I saved in a casual way, kind of clueless about returns and so on. Women have a different way of understanding security and so on, and this is a good service for us.
Lakshmi ShankaranProfessional
I started my “Once Again Store” when I was in my second year of college. Being a young and first-time entrepreneur, I knew very little about financial planning, business projections, and approaching investors about my start-up. Ms. Karra helped me fine-tune my company’s financial statements, projections, business model and pitch deck. She showed me the implications of the decisions that I could take. Ms. Karra was always very honest and open about her opinions and this helped me make important and difficult decisions.
Nikita AgarwalYoung Entrepreneur
Ratnasri has played a vital role in my family’s financial well-being. At a crucial juncture in my life, where emotions played a bigger role in financial decisions, Ratnasri, through her number crunching, articulated so well the right decision to make when my husband and I were at a crossroads, not knowing what to do. I really appreciate the extensive research and legwork she had done in a span of one week. She is very meticulous and articulate in her presentation and has a very proactive approach. Some of the critical financial decisions I made are because of her, and I have no regrets. Thanks, Ratna, for being there! I would highly recommend Ratna’s services to anyone who is out there wanting to financially secure their future.
Malathi AshokHomemaker
This was by far one of the best finance training courses I have attended. The session was very interesting and interactive with lots of personal experience to share, and was backed up with practical experience and understanding. Definitely helped to understand how it is never too late to take charge of our finances.
Anila Thimmaiah
It was a pleasure to have you participate in the recently concluded Annual Conference of the Karnataka Chapter of the Indian Association of Pediatric Surgeons meeting at Narayana Health. Your session was enjoyable, informative and interesting. It was truly appreciated. We thank you for taking time to add value to the meeting by your presence and your participation.
Dr. Sanjay RaoSenior Consultant and Head, Department of Pediatric Surgery, Narayana Health

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